EXCEL / INSTANTBUSINESSPRODUCTS.COM
THIS TERMS OF USE AGREEMENT
(“AGREEMENT“) IS A LEGAL AGREEMENT
BETWEEN YOU (“USER“) AND
INSTANTBUSINESSPRODUCTS.COM/EXCEL. BY ACCESSING
AND USING THIS WEBSITE LOCATED AT
WWW.INSTANTBUSINESSPRODUCTS.COM
(“SITE”), USER ACKNOWLEDGES THAT HE OR
SHE HAS READ, UNDERSTOOD AND AGREES WITH THE
TERMS AND CONDITIONS STATED WITHIN THIS
AGREEMENT. USER REPRESENTS THAT HE/SHE IS AT
LEAST 18 YEARS OF AGE AND HAS ATTAINED THE AGE OF
MAJORITY IN THE STATE OR COUNTRY IN WHICH THE
USER RESIDES, AND ANY INFORMATION THAT SAID USER
SUBMITS IS CORRECT.
THE INSTANTBUSINESSPRODUCTS.COM WEBSITE IS
DESIGNED TO PROVIDE ACCURATE AND AUTHORITATIVE
INFORMATION IN REGARD TO THE SUBJECT MATTER
COVERED BUT IT IS MADE AVAILABLE WITH THE
UNDERSTANDING THAT EXCEL IS NOT ENGAGED IN
RENDERING LEGAL, ACCOUNTING, STAFFING OR OTHER
PROFESSIONAL SERVICES. IF LEGAL OR PROFESSIONAL
ADVICE IS REQUIRED, THE SERVICES OF A QUALIFIED
PROFESSIONAL SHOULD BE SOUGHT. EXCEL DOES NOT
GUARANTEE OR WARRANT VISITORS WHO USE THE
INFORMATION PROVIDED ON THIS SITE WILL ACHIEVE
RESULTS SIMILAR TO THOSE DISCUSSED.
COPYRIGHT
ALL OF THE CONTENT ON THIS SITE IS THE PROPERTY
OF EXCEL AND IS PROTECTED BY INTERNATIONAL
COPYRIGHT LAWS. THE TERM “CONTENT”;
SHALL INCLUDE ALL TEXT, GRAPHICS AND ANY AND ALL
OTHER FEATURES FOUND ON THE SITE. ANY COPYING,
DISTRIBUTION, STORING OR TRANSMISSION OF ANY
KIND, OR ANY SORT OF COMMERCIAL USE OF OUR
CONTENT IS STRICTLY PROHIBITED WITHOUT OUR PRIOR
WRITTEN PERMISSION FROM EXCEL. UNAUTHORIZED
REPRODUCTION OR DISTRIBUTION OF ANY INFORMATION
INCLUDED ON THE INSTANTBUSINESSPRODUCTS.COM
WEBSITE, OR ANY PORTION OF IT, MAY RESULT IN
SEVERE CIVIL AND CRIMINAL PENALTIES AND VIOLATORS
WILL BE PROSECUTED TO THE MAXIMUM EXTENT
PERMISSABLE BY LAW.
PRIVACY
INSTANTBUSINESSPRODUCTS.COM COLLECTS INFORMATION
ABOUT USERS OF THE SITE. COLLECTION INFORMATION
IS GOVERNED BY THE INSTANTBUSINESSPRODUCTS.COM
PRIVACY POLICY.
USER CONDUCT
USER MAY DOWNLOAD MATERIAL FROM THE
INSTANTBUSINESSPRODUCTS.COM SITE ONLY WHERE
ALLOWED BY THE SITE AND ONLY FOR THE USER’S
PERSONAL, INTERNAL AND NON-COMMERCIAL USE. USER
WILL NOT TAKE PART IN ANY UNAUTHORIZED USE OF THE
SITE, OR ANY INTERACTIVE FEATURES AVAILABLE ON
THE SITE, OR DISSEMINATE OR MAKE PUBLICLY
AVAILABLE ANY OF THE INFORMATION AVAILABLE ON THE
SITE. USER MAY NOT ENGAGE IN ANY CONDUCT OR
ACTION THAT IS PROHIBITED BY LAW OR THAT VIOLATES
ANY COUNTRY, FEDERAL, STATE OR LOCAL LAWS.
USER UNDERSTANDS THAT ALL INFORMATION, DATA,
TEXT, SOFTWARE, MUSIC, SOUND, IMAGES, VIDEO OR
OTHER MATERIALS (“CONTENT”), WHETHER
PUBLICLY POSTED OR PRIVATELY TRANSMITTED, ARE THE
SOLE RESPONSIBILITY OF THE SOURCE FROM WHICH SUCH
CONTENT ORIGINATED. THIS MEANS THAT THE USER, AND
NOT INSTANTBUSINESSPRODUCTS.COM OR EXCEL, ARE
ENTIRELY RESPONSIBLE FOR ALL CONTENT THAT THE
USER UPLOADS, POSTS, EMAILS, TRANSMITS OR
OTHERWISE MAKES AVAILABLE VIA THE SITE EITHER
DIRECTLY OR INDIRECTLY.
INSTANTBUSINESSPRODUCTS.COM DOES NOT CONTROL THE
CONTENT POSTED OUTSIDE THE SITE AND AS SUCH, DOES
NOT GUATRANTEE THE ACCURACY, INTEGRITY OR QUALITY
OF SUCH CONTENT.
USER AGREES TO NOT USE THE SITE TO:
UPLOAD, POST, EMAIL, TRANSMIT OR OTHERWISE MAKE
AVAILABLE ANY CONTENT THAT IS UNLAWFUL,
THREATENING, ABUSIVE, HARASSING, TORTUOUS,
DEFAMATORY, VULGAR, OBSCENE, LIBELLOUS, INVASIVE
OF ANOTHER’S PRIVACY, HATEFUL, OR RACIALLY,
ETHNICALLY OR OTHERWISE OBJECTIONABLE;
IMPERSONATE ANY PERSON OR ENTITY, INCLUDING, BUT
NOT LIMITED TO, AN EXCEL OFFICIAL, FORUM LEADER,
GUIDE OR HOST OR FALESLY STATE OR OTHERWISE
MISREPRESENT YOUR AFFILIATION WITH ANY PERSON OR
ENTITY;
FORGE HEADERS OR OTHERWISE MANIPULATE IDENTIFIERS
IN ORDER TO DISGUISE THE ORIGIN OF ANY CONTENT
TRANSMITTED THROUGH THE SITE;
UPLOAD, POST, EMAIL, TRANSMIT OR OTHERWISE MAKE
AVAILABLE ANY CONTENT THAT YOU DO NOT HAVE A
RIGHT TO MAKE AVAILABLE UNDER ANY LAW OR UNDER
CONTRACTUAL OR FIDUCIARY RELATIONSHIP (SUCH AS
INSIDE INFORMATION, PROPRIETARY AND CONFIDENTIAL
INFORMATION LEARNED OR DISCLOSED AS PART OF
EMPLOYMENT RELATIONSHIPS OR UNDER NONDISCLOSURE
AGREEMENTS);
UPLOAD, POST, EMAIL, TRANSMIT OR OTHERWISE MAKE
AVAILABLE ANY CONTENT THAT INFRINGES ANY PATENT,
TRADEMARK, TRADE SECRET, COPYRIGHT OR OTHER
PROPRIETARY RIGHTS (“RIGHTS”) OF ANY
PARTY;
UPLOAD, POST, EMAIL, TRANSMIT OR OTHERWISE MAKE
AVAILABLE ANY UNSOLICITED OR UNAUTHORIZED
ADVERTISING, PROMOTIONAL MATERIALS, “JUNK
MAIL,” “SPAM,” “CHAIN
LETTERS,” “PYRAMID SCHEMES,” OR
ANY OTHER FORM OF SOLICITATION;
UPLOAD, POST, EMAIL, TRANSMIT OR OTHERWISE MAKE
AVAILABLE ANY MATERIAL THAT CONTAINS SOFTWARE
VIRUSES OR ANY OTHER COMPUTER CODE, FILES OR
PROGRAMS DESIGNED TO INTERRUPT, DESTROY OR LIMIT
THE FUNCTIONALITY OF ANY COMPUTER SOFTWARE OR
HARDWARE OR TELECOMMUNICATIONS EQUIPMENT;
INTERFERE WITH OR DISRUPT THE SITE OR SERVERS OR
NETWORKS CONNECTED TO THE SITE, OR DISOBEY ANY
REQUIREMENTS, PROCEDURES, POLICIES OR REGULATIONS
OF NETWORKS CONNECTED TO THE SITE;
INTENTIONALLY OR UNINTENTIONALLY VIOLATE ANY
APPLICABLE LOCAL, PROVINCIAL, STATE, NATIONAL OR
INTERNATIONAL LAW;
“STALK” OR OTHERWISE HARASS ANOTHER, OR
COLLECT OR STORE PERSONAL DATA ABOUT OTHER USERS;
HARM MINORS IN ANY WAY.
USER ACKNOWLEDGES, CONSENTS AND AGREES THAT EXCEL
MAY ACCESS, PRESERVE AND DISCLOSE YOUR ACCOUNT
INFORMATION AND CONTENT IF REQUIRED TO DO SO BY
LAW OR IN A GOOD FAITH BELIEF THAT SUCH ACCESS
PRESERVATION OR DISCLOSURE IS REASONABLY
NECESSARY TO: A) COMPLY WITH LEGAL PROCESS; B)
ENFORCE THE TERMS OF USE; C) RESPOND TO CLAIMS
THAT ANY CONTENT VIOLATES THE RIGHTS OF
THIRD-PARTIES; D) RESPOND TO USER’S REQUEST
FOR CUSTOMER SERVICE; OR E) PROTECT THE RIGHTS,
PROPERTY OR PERSONAL SAFETY OF
INSTANTBUSINESSPRODUCTS.COM AND/OR EXCEL, ITS
USERS AND THE PUBLIC.
LINKS TO THIRD PARTY SITES
THE SITE MAY CONTAIN LINKS TO THIRD-PARTY
WEBSITES WHICH ARE NOT UNDER THE CONTROL OF
INSTANTBUSINESSPRODUCTS.COM AND/OR ECCEL. EXCEL
MAKES NO REPRESENTATIONS WHATSOEVER ABOUT ANY
OTHER WEBSITE TO WHICH YOU MAY HAVE ACCESS
THROUGH THE INSTANTBUSINESSPRODUCTS.COM SITE.
WHEN ACCESSING A NON-INSTANTBUSINESSPRODUCTS.COM
WEBSITE, YOU DO SO AT YOUR OWN RISK AND
ACKNOWLEDGE THAT INSTANTBUSINESSPRODUCTS.COM AND
EXCEL ARE NOT RESPONSIBLE OR LIABLE FOR ANY
CONTENT, ADVERTISING, PRODUCT OR OTHER MATERIAL
AVAILABLE FROM SUCH THIRD PARTY SITES.
USER ALSO AGREES THAT INSTANTBUSINESSPRODUCTS.COM
AND EXCEL SHALL NOT BE LIABLE FOR ANY LOSS OR
DAMAGE OF ANY SORT AS THE RESULT OF USING ANY
THIRD-PARTY’S WEBSITE. MENTION OF
THIRD-PARTY COMPANIES AND WEBSITES ON THE
INSTANTBUSINESSPRODUCTS.COM SITE IS FOR
INFORMATIONAL PURPOSES ONLY AND DOES NOT
CONSTITUE AN ENDORSEMENT OR RECOMMENDATION.
LINKING AND FRAMING THE WEB SITE
LINKS TO THE INSTANTBUSINESSPRODUCTS.COM WEBSITE
WITHOUT THE EXPRESS WRITTEN PERMISSION OF
INSTANTBUSINESSPRODUCTS.COM AND/OR EXCEL ARE
STRICTLY PROHIBITED.
LIMITATION OF LIABILITY
USER EXPRESSLY UNDERSTANDS AND AGREES THAT EXCEL
SHALL NOT BE LIABLE FOR ANY LOSS OR DAMAGE
(DIRECT, INDIRECT, PUNITIVE, ACTUAL,
CONSEQUENTIAL, INCIDENTAL, SPECIAL, EXEMPT OR
OTHERWISE) RESULTING FROM ANY USE OF, OR
INABILITY TO USE, THE SITE, OR RESULTING FROM ANY
ERRORS OR OMISSIONS IN THE CONTENT OF THE SITE,
REGARDLESS OF THE BASIS UPON WHICH LIABILITY IS
CLAIMED, EVEN IF EXCEL BEEN ADVISED OF THE
POSSIBILITY OF SUCH LOSS OF DAMAGE.
WHILE EVERY EFFORT IS MADE TO INSURE ACCURACY,
EXCEL MAKES NO WARRANTY THAT THE SITE WILL MEET
YOUR REQUIREMENTS OR THAT IT WILL BE
UNINTERRUPTED, TIMELY, SECURE OR ERROR FREE; NOR
DOES EXCEL MAKE ANY WARRANTY AS TO THE RESULTS
THAT MAY BE OBTAINED FROM THE USE OF THE SITE OR
AS TO THE ACCURACY OR RELIABILITY OF ANY
INFORMATION OBTAINED THROUGH THE SITE.
USER UNDERSTANDS AND AGREES THAT ANY CONTENT
DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE
OF THE SITE IS DONE AT USER’S OWN RISK AND
THAT USER WILL BE SOLELY RESPONSIBLE FOR ANY
DAMAGE DONE TO USER’S COMPUTER SYSTEM OR
LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF
SUCH CONTENT.
UNLESS EXPRESSLY STATED OTHERWISE, EXCEL PROVIDES
THIS SITE CONTENT “AS IS” AND WITHOUT
WARRANTIES OF ANY KIND, EITHER EXPRESS OR
IMPLIED, TO THE FULLEST EXTENT ALLOWABLE BY LAW.
THIS INCLUDES THE IMPLIED WARRANTIES OF
MERCHANTABILITY, NONINFRINGEMENT OF INTELLECTUAL
PROPERTY, AND FITNESS FOR A PARTICULAR PURPOSE.
IN NO EVENT SHALL EXCEL OR ITS SUPPLIERS BE
LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING,
WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS,
BUSINESS INTERRUPTION OR LOSS OF INFORMATION)
ARISING OUT OF THE USE OR INABILITY TO USE THE
SITE CONTENT, EVEN IF EXCEL HAS BEEN ADVISED OF
THE POSSIBILITY OF SUCH DAMAGES. THIS LIMITATION
IS SUBJECT TO THE PROVISIONS OF ANY APPLICABLE
LAW THAT MAY RESTRICT ITS SCOPE.
INDEMNIFICATION
USER AGREES, AT USER’S EXPENSE, TO
INDEMNIFY, DEFEND AND TO HOLD HARMLESS EXCEL, ITS
OFFICERS, DIRECTORS, EMPLOYEES, AGENTS,
AFFILIATES AND LICENSEES FROM AND AGAINST ANY
JUDGMENT, LOSSES, DEFICIENCIES, DAMAGES,
LIABILITIES, COSTS AND EXPENSES (INCLUDING
REASONABLE ATTORNEY’S FEES AND EXPENSES)
INCURRED IN CONNECTION WITH OR ARISING FROM ANY
CLAIM, DEMAND, SUIT, ACTION OR PROCEEDING ARISING
OUT OF USER’S BREACH OF THIS AGREEMENT OR IN
CONNECTION WITH USER’S USE OF THE SITE OR
ANY PRODUCT OR SERVICE RELATED THERETO.
IN NO EVENT WILL EXCEL OR ANY OF ITS PROVIDERS'
TOTAL LIABILITY TO YOU OR ANY OTHER PERSON FOR
ANY CLAIMS, PROCEEDINGS, LIABILITIES,
OBLIGATIONS, DAMAGES, LOSSES, AND COSTS, WHETHER
IN CONTRACT, TORT OR UNDER ANY OTHER THEORY OF
LAW OR EQUITY, AND REGARDLESS OF ANY NEGLIGENCE
OR OTHER FAULT OR WRONGDOING BY EXCEL OR ANY
PERSON FOR WHOM EXCEL IS RESPONSIBLE, EXCEED
FORTY DOLLARS (IN THE CURENCY OF THE COUNTRY IN
WHICH PRODUCT OR SERVICE WAS PURCHASED) OR THE
AMOUNT YOU PAID TO EXCEL FOR USE OF THE SITE,
WHICHEVER IS LESS.
CORPORATE IDENTIFICATION AND
TRADEMARKS
ALL REGISTERD AND/OR UNREGISTERED TRADEMARKS
AND/OR SERVICE MARKS USED OR REFERRED TO ON THE
SITE ARE THE PROPERTY OF
INSTANTBUSINESSPRODUCTS.COM AND EXCEL UNLESS
OTHERWISE NOTED. USERS MAY NOT USE, COPY,
REPRODUCE, REPUBLISH, UPLOAD, POST, TRANSMIT,
DISTRIBUTE OR MODIFY THE MARKS IN ANY WAY WITHOUT
THE PRIOR WRITTEN CONSENT OF EXCEL. THE USE OF
THESE MARKS ON ANY OTHER WEBSITE OR MEDIUM,
WITHOUT AUTHORIZATION, IS STRICTLY PROHIBITED.
ALL MATERIALS CONTAINED ON THE SITE ARE
COPYRIGHTD EXCEPT WHERE EXPLICITLY NOTED
OTHERWISE. ALL RIGHTS RESERVED.
USER ACKNOWLEDGES AND AGREES THAT CONTENT
CONTAINED ON THE SITE, INCLUDING BUT NOT LIMITED
TO TEXT, SOFTWARE, MUSIC, SOUND, PHOTOGRAPHS,
VIDEO, DESIGN, GRAPHICS OR OTHER MATERIAL
(“CONTENT”), IS PROTECTED BY
COPYRIGHTS, TRADEMARKS, SERVICE MARKS, PATENTS OR
OTHER PROPRIETARY RIGHTS AND LAWS. USER MAY NOT
COPY, REPRODUCE, DISTRIBUTE OR CREATE DERIVATIVE
WORKS FROM THIS CONTENT OR OTHERWISE USE,
TRANSMIT, REBROADCAST, PUBLISH, OR DISTRIBUTE IN
ANY FORM THIS CONTENT OTHER THAN EXPRESSLY
AUTHORIZED BY THIS AGREEMENT WITHOUT THE PRIOR
WRITTEN CONSENT OF EXCEL. USING ANY MATERIALS ON
THE SITE FOR ANY COMMERCIAL PURPOSE, WITHOUT
EXPRESS WRITTEN CONSENT VIOLATES EXCEL COPYRIGHTS
AND OTHER PROPRIETARY RIGHTS.
BY UPLOADING, POSTING OR OTHERWISE MAKING
MATERIAL AVAILABLE ANY CONTENT FROM THE
INSTANTBUSINESSPRODUCTS.COM SITE IN ANY PUBLIC
AREA, USER AUTOMATICALLY GRANTS OR WARRANTS THAT
THE USER OF SUCH MATERIAL HAS GRANTED
INSTANTBUSINESSPRODUCTS.COM AND EXCEL A
PERPETUAL, WORLD-WIDE, ROYALTY-FREE, EXCLUSIVE
RIGHT AND LICENSE TO USE, REPRODUCE, MODIFY,
PUBLISH AND DISTRIBUTE THE MATERIAL, IN WHOLE OR
PART, IN ANY MEDIA OR TECHNOLOGY NOW KNOWN OR
HEREAFTER DEVELOPED AND FURTHER ENTITLES EXCEL TO
ANY PROCEEDS PROCURED BY USER AS A RESULT OF
USING ANY INSTANTBUSINESSPRODUCTS.COM / EXCEL
MATERIAL AND/OR CONTENT.
RESERVATION OF RIGHTS
ANY RIGHTS NOT EXPRESSLY GRANTED HEREIN ARE
RESERVED.
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